Card loans / Cash advance

Cash advance services for individual customers. No collateral nor guarantor required, for any purpose of customer financial needs. No need to visit our branches, making an application anytime online anywhere in Japan.
Through our quick credit approval process, customers can receive a loan even on the same day if the customer prepares necessary documents in time and passes the screening. It is good for urgent financial needs.
Customers can borrow money as many times as they like as long as it is within the credit line (maximum contract amount).
Customers can repay the borrowed amount in multiple installments. Customers can reduce the burden of monthly repayments by repaying the borrowed amount over multiple months.

Service offered by Sinwa

Business loan

Multi-purpose loans that can be used for various financial needs of corporate customers. Quick turn-around.
Real estate, receivables, movable assets, etc. are to be used as collateral.
We have flexible interest rate offering and speedy screening process, and offer optimal financial solutions to best fit to customer needs.

Service offered by EverLending

Real estate secured loan

Real estate secured loans that can be used for various financial needs of individuals, sole proprietorships, and corporate customers.
We make an accurate estimate of the value of real estate with speedy screening process. and offer flexible interest rate terms. We offer optimal financial solutions to best fit to customer needs.

Service offered by EverLending

Credit card

We offer a variety of card options to meet customer needs and choice including international brand credit cards.
CTX credit card can be easily used in various locations both domestic and international. It's also convenient for online shopping and recurring payments.
Card holders can earn points each time they use the credit card and gained points can be exchanged for various benefits.
Cash advances are also available at 40,000 affiliated ATMs nationwide.

Service offered by CTX Card

Auto leasing

<Auto leasing for individuals>

Customers can drive a new car of their choice from major domestic manufacturers with no down payment required.
In addition to finance leasing, maintenance leasing that include vehicle inspection and maintenance costs and repair costs is also available.
The monthly leasing fee is a fixed amount. At the end of the leasing period, the customer is entitled to choose to contract a new car, do second lease, buy or return the car.

<Auto leasing for corporations>

In this era, company cars have shifted from “own” to “use”. Auto leasing is a new way to purchase a vehicle with added value, which is different from just a means of procuring a car.
Since monthly leasing fee is fixed over the leasing period, budget management becomes easier, and the leasing fee can be expensed out, may resulting in tax savings.

Service offered by CTX Card